http://www.mortgage-russia.com/rss/ ru info@mortgage-russia.com (Mortgage in Russia) Notepad http:///what-is-the-mortgage/registration-of-mortgage/registration-mortgage http:///what-is-the-mortgage/registration-of-mortgage/registration-mortgage Sun, 27 Jul 2008 18:21:32 +0300 info@mortgage-russia.com (Mortgage in Russia) According to the legislation on mortgage, real estate transactions subject to compulsory state registration by the record entries in the Unified State Register of rights (EGRP).]]> http:///what-is-the-mortgage/registration-of-mortgage/notary-and-mortgage http:///what-is-the-mortgage/registration-of-mortgage/notary-and-mortgage Sun, 27 Jul 2008 18:20:24 +0300 info@mortgage-russia.com (Mortgage in Russia) Notary protects the rights of citizens by committing notaries prescribed by the law of action on behalf of the Russian Federation. Treaty Sale housing under the law is not subject to mandatory notarial certification.]]> http:///what-is-the-mortgage/registration-of-mortgage/treaty-mortgage http:///what-is-the-mortgage/registration-of-mortgage/treaty-mortgage Sun, 27 Jul 2008 18:18:07 +0300 info@mortgage-russia.com (Mortgage in Russia) Treaty mortgage — a treaty on mortgage real estate. In the case of mortgage solutions to housing problems, the subject of mortgage usually serves residential house or apartment.]]> http:///what-is-the-mortgage/registration-of-mortgage/mortgage-insurance http:///what-is-the-mortgage/registration-of-mortgage/mortgage-insurance Sun, 27 Jul 2008 18:17:01 +0300 info@mortgage-russia.com (Mortgage in Russia) Insurance — a prerequisite for processing mortgage. By law, the borrower is required to insure only the subject of collateral damage and total destruction. But creditor banks, typically require the borrower to further insure their lives and work and risk losing ownership of the housing (title).]]> http:///what-is-the-mortgage/registration-of-mortgage/assessment-of-housing-with-mortgage http:///what-is-the-mortgage/registration-of-mortgage/assessment-of-housing-with-mortgage Sun, 27 Jul 2008 18:15:28 +0300 info@mortgage-russia.com (Mortgage in Russia) According to the legislation on mortgage, assessment of housing — a mandatory event for processing mortgage. Interested in assessment primarily creditor banks: they need the confidence that the subject of mortgage (housing) can be sold for the amount which was issued as a mortgage loan for its purchase.]]> http:///what-is-the-mortgage/registration-of-mortgage/documents-for-registration http:///what-is-the-mortgage/registration-of-mortgage/documents-for-registration Sun, 27 Jul 2008 18:13:59 +0300 info@mortgage-russia.com (Mortgage in Russia) Usually for processing mortgage documents list includes the following items: application for mortgage bank and a questionnaire. Some banks offer on their sites to make a preliminary application for a loan, which should accelerate the procedure for obtaining a mortgage loan.]]> http:///what-is-the-mortgage/loan-terms/Guarantor and co-borrower http:///what-is-the-mortgage/loan-terms/Guarantor and co-borrower Sun, 27 Jul 2008 18:10:21 +0300 info@mortgage-russia.com (Mortgage in Russia) Guarantor — a person who guarantees the mortgage bank to fulfil the obligations borrower’s mortgage if the latter would not be able to independently answer on these commitments. ]]> http:///what-is-the-mortgage/loan-terms/if-mortgage-not-the-first-loan http:///what-is-the-mortgage/loan-terms/if-mortgage-not-the-first-loan Sun, 27 Jul 2008 18:05:27 +0300 info@mortgage-russia.com (Mortgage in Russia) On the one hand, it is good as the availability of positive credit history characterizes as the borrower's reliability, and his chances of a mortgage increasing. But on the other hand, the cost of servicing loans already reduces the amount available mortgage.]]> http:///what-is-the-mortgage/loan-terms/mortgage-for-young http:///what-is-the-mortgage/loan-terms/mortgage-for-young Sun, 27 Jul 2008 17:59:05 +0300 info@mortgage-russia.com (Mortgage in Russia) Young people can get mortgage in the bank, starting in 18 years. In doing so, there are a number of open and tacit restrictions that age imposes on a mortgage loan. For young people may be pressing problem of recruitment.]]> http:///what-is-the-mortgage/loan-terms/mortgage-and-children http:///what-is-the-mortgage/loan-terms/mortgage-and-children Sun, 27 Jul 2008 17:57:09 +0300 info@mortgage-russia.com (Mortgage in Russia) Rights of minor children at home are protected by Russian law. This imposes certain restrictions on the ability mortgage lending. Mortgage banks not have to mortgage real estate belonging to minor children.]]>